Welcome to
API Compliance
Meticulous. Matchless. Proven.
We’re a UK boutique regulatory consultancy specialising in payment services and electronic money firms operating – or looking to operate – in the UK and EU.
Compliance matters
The regulatory environment applicable to payment and e-money institutions continues to increase in scope and complexity. You need the right support to stay ahead of this rapidly developing landscape.
Speak with our teamWhen you work with us, you get true experts – ex-industry specialists who understand your needs and concerns. The quality of our work speaks for itself; we have a 99% approval rate for regulatory applications. In addition to larger projects such as licensing, permissions, and Change in Control applications, we continue to support hundreds of payment service providers with their diverse day-to-day compliance needs.
What can we do for you?
Manage your risk, and ensure your business is compliant with the UK Payment Services and E-Money Regulations.
Licensing
Making sure you have the right licence and the right permissions to do business
Training
Equip your staff with the tools to manage compliance in-house
Reporting
Helping you keep on top of all your regulatory filings
Audit
Make sure your anti-money laundering controls are strong enough
Bank accounts
Find the right match through our banking contacts
Support
Fast, expert support to keep you ahead of compliance risks
Compliance doesn’t have to be complicated
Regulatory compliance can mean jumping through a lot of hoops. That’s why we offer as much support as you need with authorisations, advisory services, regulatory reporting, audit, safeguarding and more.
You may already have compliance expertise in-house and just need a bit of extra support, or you may want us to manage your project from start to finish. Whatever your compliance needs, our bespoke service means we can tailor a solution that’s a perfect fit.
How we charge
We know things can change quickly in business, so we offer a flexible service with different pricing structures.
We charge a flat fee for all projects - for licences this includes unlimited follow-up with the regulator until your licence is approved.
We also offer our services on a retainer basis if you need ongoing support.
Plenty of firms in our market compete to be the cheapest. We prefer to charge fairly for the premium services we provide.
What makes us different?
Our entire team is made up of former industry professionals with at least a decade of experience in their field. We won’t hand your project off to a graduate trainee or someone without direct experience in the area on which they are advising you.
IT & information security experts
We have in-house IT and information security experts whose services would be out of financial reach for many small firms.
99% approval rating
We have a 99% approval rate on all our regulatory applications. We take a conservative approach to interactions with regulators and we do not consider failure to be an option.
80% of our business comes from word-of-mouth
We don’t need to advertise – 80% of our business comes from word-of-mouth recommendations and repeat clients who stay with us for the long term.